"You need to keep track of your expenses!""You need to make a budget!""You have to know exactly how much is in your bank account!""You need to track separate accounts for all your cards, credit, debit, prepaid, wire transfer, interac transfer, veemo, crypto,..."Does it sound familiar?

While there is some truth to all those pieces of advice, we advocate for a simpler, less overwhelming approach to managing your personal finances.Everyone's brain works differently, and Gentle Finance is here to offer a different path. If it's not for you, then no hard feelings, but we make the bet that we'll find our crowd.

One text

That's all it takes to track your expenses. You don't need to download any new applications. Use what you already know, either SMS (for north american numbers) or WhatsApp (for everybody).

Search and Filter

Use our web interface to search for expenses and use your tags as filters.

Check your Balance

Text or use the web interface to easily check where you are at this month.

If you send the text below to our number:

Our system will understand you just spent $50 on June 30, and will add "groceries" as a tag.

Use your own tags to filter the list of expenses